Yes…We Offer up to 100% LTV 1st Lien Programs

Yes…We Offer 80/20 1st/2nd Lien Combos

Yes…We allow 1099’s for Income Verification

Yes…We allow Co-Borrowers score for Qualification

Yes…We allow up to 6% Seller concessions to be used toward closing costs and Escrows

Yes…We accept private party VOR’s starting @ 520 credit score

Yes…We can accept up to 100% LTV’s on refinances

Yes…We can accept 12 Months Bank Statements as Full Income Doc

Yes…We can allow business bank statements to support Self-Employment Income

Yes…We can do loans for Rural Property up to 100% LTV starting at 600 credit score

Yes…WE offer 100% LTV 1st lien programs with full doc to 750,000 or 80/20 1st/2nd  Lien Combos with full doc up to 850,000.

Yes…We Offer LTV’s up to 100% for non-owner occupied loans starting at 680 credit score

Yes…We accept prior Bankruptcy

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At Versatile Realty, we pride ourselves on the fact that we have the ability to work with various lenders and can offer our mortgage clients hundreds of different loan programs to fit any credit situation.

Whether you need a mortgage...mortgage refinancing...or a home-equity loan, Versatile Finance has the experience and drive to provide you with the best loan for your circumstances.

We are proud of the fact that a large percentage of our business is referrals as a result of our service and delivering what we promised. We want you to be our current customer and our future customer.

We have established an extensive customer base and have built strong relationships with developers, investors and real estate offices throughout Florida.

We only staff Mortgage Brokers who consider this business their careers. Our Brokers are highly trained and knowledgeable in all aspects of lending enabling them to custom fit a mortgage plan specifically to your needs.

This has been the key to our success. In fact, Versatile Realty depends on word-of-mouth advertising more than any other advertising medium.